Live Baccarat, Asia`s number one Live Casino Game

Live Baccarat Online Casino Game Play

This game is so simple to play, yet it keeps you engaged and excited for hours on end. All you must do is choose a side, Player or Dealer, and there is third option Tie, but we don`t recommend playing on that option. Once you have placed your bets, there are two cards dealt on the dealer and two cards dealt on the player. The goal of live baccarat is to get as close to nine as possible, with a maximum of three cards. Ace is valued 1, 2-9 are valued their face value, and Tens, Jack, Queen and King are all worth 0. On important side rule is that if the value of your two or three cards exceeds 10, then it`s only the second digit that counts. For example, you are dealt two sevens, 7+7 = 14, so your hand value is then 10 – 4 = 4.

Live Baccarat Pay Outs on the bets

There are only three main bet outcomes in traditional live Baccarat: Player Win which pays out 1:1, Banker Win which pays out 1:1, minus 5% commission. And lastly, the Tie option that pays out 8:1. There are however some side bets that you can enjoy as well, but we will get back to these later in this guide. Some providers pay out different rates on Live Baccarat at online casinos. Evolution Gaming is one of the main providers with higher payouts.

The Rules of Drawing cards

Every hand will follow a specific set of rules, and for the Player these rules are:

If the Player (or Banker) is dealt a score of 8 or 9 in their first two cards, they win straight up, or tie if the opposing hand has the same value. This is also known as a “Natural Hand”, a natural 9 beats a natural 8 for example.

If the Player`s first two cards equal 0-5, the Player must draw a third card.

However, if the Player`s first two cards equal 6 or 7, they cannot draw a third card and the Banker will draw on a score of 0-5.

The Banker also draws according to a fixed set of criteria based on their Two-Card Score:

Banker will draw a third card automatically if their value is 0-2. If their value is 3, they draw if Player draws any third card, unless it`s an 8. And if their value is 4, they draw if Player draws a third card between 2 and 7. If their value is 5, they draw if Player draws a third card between 4 and 7. And if their value is 6, they draw if Player draws a third card between 6 and 7. Lastly if the Banker or Dealer has a value of between 7 and 9, they don`t draw any third card. Important to know that the banker will always draw based on these rules, even if they would win with their current two card hand.

Playing Live Baccarat Online and Return to Player percentages

When playing Baccarat in land-based casinos or online, the drawing rules are handled by the dealer, and happens automatically. So, you do not have to worry about making mistakes while betting. However, there are different sets of RTP or Return to Player in this game:

The theoretical return to player (RTP) for Live Baccarat is set at 98.94%. Making it one of the highest RTP Live Casino games out there, and surely why it`s immensely popular across the globe.

Side bets do come with a lower RTP set, and these are as follows:

Live Baccarat FAQ