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Pay N Play casinos

Top Online Casinos with Pay N Play in 2024

Here’s what’s up: no lengthy registrations and no withdrawal waiting times anymore for online casinos. All thanks to the new revolutionary Trustly Pay N Play online casino method, that allows casino players to get into their favourite games instantly with a quick deposit straight from their bank account. Players in a few lucky countries like Sweden, Finland, Estonia, Netherlands and Germany have this already in place with more countries coming soon.  –   READ MORE

Researched and written:  Richard Johansson   I   About our creators    I    Review Expertise

How does Pay N Play work in online casinos

Best casinos for playing on mobile

Casino account with Pay N Play

In online Pay N Play casino you don't need to create your account separately because Pay N Play combines your first deposit and the registration into one action. How? When you make your first deposit, Trustly passes on important KYC (know your customer) data onto the casino operator, who then creates the player account in the background and you don't need to do anything – after a deposit you can just head over to the games and start playing!

Withdraw with Revolut from online casino

How depositing works with Pay N Play

1.   In Pay N Play casinos home page, click “Deposit and Play” button
2.  Choose your amount of money you want to deposit and click to proceed
3.  Choose your bank from the bank selection
4.  Use your bank ID logins and finalise deposit
When this is done, you are directed automatically back to casino where you see your funds being ready to play

Withdraw with Revolut from online casino

How to withdraw your winnings with Pay N Play

1.   Go to your Pay N Play casino and head to the cashier
2.  Specify the amount you wish to withdraw from your casino account and confirm
3.  Your winnings will be automatically transferred to the same bank account you used to make a deposit
4.  Pay N Play withdrawings are instant, maximum 5-15 minutes

Withdraw with Revolut from online casino

Returning to your Pay N Play casino

After you have already made your first deposit, all you need to do is go back to casino site, press “Resume play”, verify yourself through your bank ID and you’ll be logged in to the casino and pick up where you left.
Even if you leave the casino site or take a break, you can return and withdraw your winnings instantly.

Pay N Play PROS

  • No lengthy registrations
  • Withdrawals are instant
  • Your Bank ID also covers your KYC for your new casino account
  • Works with most common and biggest banks
  • Handling money transfers with Bank ID is safest possible way
  • No need to remember casinos account logins, your Bank ID covers it
  • No need to give your email address to casino – you can avoid casinos advertisement if you want

Pay N Play CONS

  • Available in limited countries only
  • Pay and Play casinos often try to keep things too simple and don't offer even a welcome bonus. Their initial idea was to get players straight to the playing part without extra hassle, no bonuses, no wagering, no hassle – just play with the funds you deposited. Lately this trend is declining and Pay and Play casinos have started to offer more bonuses

Countries available

Trustly Pay N Play method is currently available only in:

  • Sweden
  • Finland
  • Germany
  • Netherlands
  • Estonia

Pay N Play casino versus traditional casino

Pay N Play Casino

1.  No Registration

2.  Withdrawals within minutes

3.  Play within a minute

4.  Better data protection

5.  Casino website is fast

Traditional Casino

1.  Registration needed

2.  Withdrawal times up to 1-3 days

3.  Lenghty registration and email verification

4.  Weaker data protection

5.  Casino website can be slower

Pay and Play fees with gambling in online casinos

There are no fees for player's transaction when using Trustly Pay and Play in online casinos. There might however be fees imposed by the casino in extreme and very rare cases where casino is applying fees on their own side for Pay and Play transactions. Casinos listed on BaconBet don't charge for these transactions. 

Who should use Pay and Play for gambling

If you are residing in Sweden, Estonia, Netherlands, Finland or Germany, there is no question if you should use Pay and Play. It is simply the safest and easiest method players can use in online casinos. For other countries there is hope, as similar solutions can be an option such as Zimpler for instance (Read more about Zimpler here).

Casino bonuses when using Pay and Play

In the beginning, Pay and Play tried to keep gambling concept as simple as possible, with no bonuses and no wagering, pure playing. They learnt quickly that players still like bonuses and by now, most online casinos have added welcome bonuses back to their selection. They are however slightly better bonuses as traditionally: most cases Free Spins have no wagering requirements what so ever, so things are still kept clear and simple. 

Pay N Play Casino Bonuses

Pay N Play casinos have been around for quite few years now and they came out with a bang. The idea behind is very simple: to keep the focus on playing, not on complicated processes related to account maintenance and money transactions. Trustly Pay N Play have clearly succeeded with this and there are no wonders why this has become the new norm in many countries. In the process of simplifying things, most Pay N Play casinos in their early days also removed bonuses. Player played with their own deposited money and could withdraw their winnings immediately without any further over complicated bonus wagering requirements.  This setup in pure blooded Scandinavian Pay N Play casinos is still same. And they have their true committed player base. Over time most of Pay and Play casinos started to add bonuses back to their selection simply as a request and feedback from players. At this day most online casinos do offer some sort of welcome bonus, either deposit bonus, free spins (normally wager free) or generous cashbacks.  Best Pay N Play casino welcome bonuses are listed here. Always remember though, that it is important to consult with casino Bonus Terms, particularly Bonus expiry dates not to miss out your well earned bonuses.

Pay N Play casino welcome free spins

Pay N Play casinos often have only Free Spins as a welcome offer. What players love, is that most of cases these free spins are wager free due to Pay N Play casino's aim to keep gambling easy and clear for their players. In some cases players are able to receive few hundred of free spins wager free with just as little as 10€ or 20€ minimum deposit! And on even rarer cases, some Pay N Play casinos don't even cap winnings on these Free Spins or have high cap, which is particularly sweet deal for new players! We have listed some of these unique Pay N Play wager free free spin casinos here.

Pay N Play casino cashbacks

If you look for quick, easy, hassle free casinos, no bonuses nor wagering, just pure play and fair deal of cashback for a unlucky day, you will find such casino amongst Pay and Play casinos. This model is the core of the initial Pay N Play casino. Simplest, easiest, quickest. If no winnings coming in during a day, week or month, casino returns you fair amount of cash back to your account. In 99% of Trustly online casino cashback money is wager free. Cashback payout frequency depends on casino, it can be daily, weekly or monthly. Percentage is normally around 10% to up to 30% of your losses.
Here you can find best Cashback casinos.

How can I claim Pay N Play casino bonus?

We have gathered all the best bonus options from the top Pay and Play casinos out there, all you have to do is sign up through our link after selecting the bonus that you prefer. Head on over to the full selection of online casino bonuses and get the best bonus possible to kick-start your journey.

Are Trustly casino winnings tax free?

If you have to pay tax or not on any types of winnings, is mainly based on where you are from and also which type of license the casino holds. As an example Finnish players that play on a Curacao casino, will have to pay taxes on their winnings, but Finnish players playing on a MGA licensed casino will not have to pay taxes. In Sweden there is no tax on winnings from licensed casinos, while there is a tax imposed for unlicensed ones. In Germany there is no tax, same for Canada, Norway and a lot of other markets.

Is Pay N Play casinos available on Mobile?

Mobile devices and tablets are not the newest thing out there, and has become a part of everyday life. Considering that Pay N Play is a new innovation that enables casino players more security, faster money transfers and in general a smoother experience, this is naturally made to fit your phone, tablet, as well as computer. So if you are an Android user, IOS user, or any other mobile device provider, you will be happy to know that Pay and Play will work perfectly with any device. It is usually through the phone that most casino players verify their BankID as well, for extra speed.

Is Pay N Play casino game selection different?

In some cases smaller casinos have a smaller game selection, but this is not due to the fact that they are Pay and Play, so we can safely say that there are no differences in game selection for Pay and Play casinos, compared to traditional ones. You will also see that a lot of the bigger casinos, that have been around for a long time, also offer Pay and Play for their players now. This gives you a lot of great options, and we have hand-picked the absolute best of the best, so that you don't have to spend too much time on going through the jungle of casino providers out there.

Pay N Play casino alternatives

Technically Pay N Play as a feature goes strongly hand in hand with a Swedish payment provider Trustly and is limited to Swedish, Estonian, Dutch, Finnish and German players, Denmark is supposedly going to implement it soon as well, and potentially even seeing it coming to the Brazil as well in 2024.
There are however other options for players who prefer something else or are simply residing in other countries:

Pay N Play Hybrid

In the case of Trustly Hybrid Pay N Play, casino has both features available: Pay N Play for the markets where this is available (Finland, Estonia, Netherlands, Sweden, Germany) and on the other hand also traditional account registration process for players from other countries. In last case players can use other payment methods besides Pay and Play to accept deposits and withdrawals, meaning they are not be able to use Trustly Pay N Play feature for their online casino banking needs.


Zimpler has launched a product called ZimplerGo for casinos and markets that enable depositing with Bank ID. ZimplerGo is similar product as Pay N Play, accepting same banks as Trustly Pay N Play. ZimplerGo is available in Sweden and Finland. These 2 countries are some of the most popular countries that use Zimpler payment solutions in general in their online casinos. Further more, with ZimplerGo players can add different payment methods in their ZimplerGO wallet, these include bank transfer, credit card and payment by bill.  In addition to Sweden, ZimplerGo solution is looking to strengthen its position in Finland as well as enter other markets.

Zimpler as a basic mobile payment method is however used all throughout Europe. Keep in mind that with Basic Zimpler method players still need to create casino account separately. When you play in the casino that accepts Zimpler as one of the payment methods, we still recommend using it due to its security and convenience.

Rapid Transfer and Brite

Let's make it very clear from the start that using Rapid Transfer in online casino, it doesn’t cover the No-account features like Trustly Pay N Play, so new players still need to create their casino account separately. Good news though is that through the Rapid Transfer payment service, players have the ability to make instant bank transfers without needing to leave the casino site in any way. Instant deposits sound very good, so it is a perfect alternative for online casino players in countries who don't have access to Trustly Pay N Play.

Rapid Transfer supports numerous different currencies, it is available across most European countries and it works well with mobile casinos and over 3000 banks support Rapid Transfer all over the world. As a cherry on top: no fees on transactions (We do recommend to check if online casino applies fees on their side though).

Pay N Play history and story

The first casino to ever utilize the Pay N Play Pure technology solution from Trustly was, No Account Casino, an online site owned by Mandalorian Technologies Ltd and licensed in both Malta and Sweden. Vasilije Lekovic, Director of Gaming at Trustly, talked in detail about the history of Pay N Play with SBC, and you can read the full interview here.

From there the the adoption quickly spiralled, particularly in Sweden where Trustly enjoyed notable early success with Ninja Casino, until that journey took a turn for the worse when Ninja lost their Swedish license. 

Due to demand from both operators and players, our product saw fast success in Sweden and Finland, with operators like ComeOn, Hero Gaming, LeoVegas, Bethard, GiG, Pixel, Mr Green and William Hill.